Welcome!
How can we help you?

A preliminary mortgage approval is only as good as the company who issues it. Find out why today’s top real estate professionals place their trust in FDM every day to deliver results...Read More

It’s no secret that the key to generational wealth is proper management of your home’s equity. This comes in many different forms, such as refinancing to better your rate and term, OR, unlocking the potential of your home’s equity...Read More

First Time Home Buyers

Let’s Face it! Buying your first home can be challenging and confusing. But know that there is help. There are down payment assistance, loan programs, State/County tax breaks designed around First time Home buyers. Read More

Specialized Lending Solutions [Niche Products]

Sometimes, “off-the-rack” might not fit you. Depending on your specific needs, a specialized mortgage may prove to be the vehicle needed to get you home. Read More

"The WONDER LOAN"

The Link Loan Program was created to help a large percentage of population that have had credit or other challenges that do not fit in Agency Guidelines AND they do not have access to 30 percent or more of purchase price...Read More

“You Must Have Balance”

May 13, 2025

As mister Miyagi stated in the 1984 classic The Karate Kid “You must have balance”. It is true when you are fighting the Cobra Kai, and it is true in Real Estate. National active listings are on the rise. Active listings are up 30.6% from April 2024 in a year-to-year comparison.  Some markets have reached pre-pandemic inventory levels.  This indicates that that buyers have gained some leverage in many part of the country over the past year.  Some sellers markets have turned into balanced markets.  More balanced markets are turning into buyers markets. It has been a tough time for homebuyers since the start of the pandemic. If you could not find the home you were looking for over the past few years, market balance is returning bringing opportunity with it. Rates are getting better. More listings are on the market…..BALANCE!

Not Quite Right to Just Right

More listings are coming on the market. Some markets are shifting to buyers markets. We have not seen this for the past several years. This is a great time to buy.  What if you have found the not quite right home, but in the just right place?  FDM has the solution. If you have found the perfect place, but the home is not quite right the FHA limited 203K is the answer. The FHA limited 203K program allows you to purchase your new home with a reduced downpayment, and provides up to $75,000.00 for renovations to help you turn a not quite right to a just right. Need a new kitchen? Need updated bathrooms? New floors? New deck?  New appliances? The FHA Limited 203K is the solution.  FDM professionals are experts in the FHA 203K Program. Before you say no to the perfect place contact FDM to help make the perfect home!