Sometimes, you may find that your house is a long way from becoming your home. Enter FDM’s full suite of products designed to assist you in realizing your dream. From a freshening or addition to full-scale ground-up construction, allow us to guide you through the complex world of renovation and construction lending... Read More
Whether you’re a first-time homebuyer or seasoned investor, Fidelity Direct Mortgage has your financing solution waiting. We’ve assisted thousands of borrowers just like you purchase their forever home or further their legacy by investing in real estate. Let our team of professionals go to work for you, on your time, and on your terms... Read More
A preliminary mortgage approval is only as good as the company who issues it. Find out why today’s top real estate professionals place their trust in FDM every day to deliver results... Read More
It’s no secret that the key to generational wealth is proper management of your home’s equity. This comes in many different forms, such as refinancing to better your rate and term, OR, unlocking the potential of your home’s equity... Read More
Service. Programs. Rates. These are the three key drivers to any mortgage company’s success, including Fidelity Direct Mortgage. Most mortgage companies today can offer these, so what is The FDM Difference? How does FDM make this ideology come to life, resulting in thousands of satisfied clients and partners? Put simply, it’s our people. Each team member that touches your loan, from consultation to closing and beyond, shares the same goal – To create a lifelong relationship with you, our valued clients. From our ability to execute on even the toughest of loans to our united commitment in delivering an unparalleled experience to all parties of the transaction, these are the key components to our longevity and success. Welcome to Fidelity Direct Mortgage. Welcome Home.
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Let’s Face it! Buying your first home can be challenging and confusing. But know that there is help. There are down payment assistance, loan programs, State/County tax breaks designed around First time Home buyers. Read More
Sometimes, “off-the-rack” might not fit you. Depending on your specific needs, a specialized mortgage may prove to be the vehicle needed to get you home. Read More
The Link Loan Program was created to help a large percentage of population that have had credit or other challenges that do not fit in Agency Guidelines AND they do not have access to 30 percent or more of purchase price... Read More
May 11, 2023
Spring is here. Rain is falling. The sun is out. Spring is the time when farmers and gardeners plant seeds. Spring is also the perfect time to plant your financial garden. The first “seed” to plant is buying your first home. Homeownership is the first seed in your financial garden and growing generational wealth.
Did you know that Homeowners have net worth 40% higher than renters? In fact, the Net Worth Gap between Renters and Homeowners has increased every year since 2010 and continues to get larger. Homeownership is your financial foundation. 70% of the average American family’s net worth is in their home.
Whose garden are you growing? Rent inflation, rising to more than 9%, significantly outpacing the actual rate of inflation. Unfortunately, rents are expected to increase throughout 2023 into 2024. Every rent payment made is fertilizer for your landlord’s financial garden. Your landlord’s financial situation improves every month, while your return on rent is ZERO!
Spring is the time to plant your first seed and watch your financial garden grow.
555 Quince Orchard Road
Gaithersburg, MD 20878
Tel: (301) 869-6000 | (866) 527-8052