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A preliminary mortgage approval is only as good as the company who issues it. Find out why today’s top real estate professionals place their trust in FDM every day to deliver results...Read More

It’s no secret that the key to generational wealth is proper management of your home’s equity. This comes in many different forms, such as refinancing to better your rate and term, OR, unlocking the potential of your home’s equity...Read More

First Time Home Buyers

Let’s Face it! Buying your first home can be challenging and confusing. But know that there is help. There are down payment assistance, loan programs, State/County tax breaks designed around First time Home buyers. Read More

Specialized Lending Solutions [Niche Products]

Sometimes, “off-the-rack” might not fit you. Depending on your specific needs, a specialized mortgage may prove to be the vehicle needed to get you home. Read More

"The WONDER LOAN"

The Link Loan Program was created to help a large percentage of population that have had credit or other challenges that do not fit in Agency Guidelines AND they do not have access to 30 percent or more of purchase price...Read More

If you are a buyer, it keeps getting better?

June 18, 2025

The national shift towards a buyers’ market continues. Housing inventory has increased to pre-pandemic levels with over one million homes listed. The share of listings with price reductions increased for the fifth straight month. The median days on the market increased to 38 days. All three point to a firm shift to the benefit of buyers. Looking for a new home? The NAHB/Wells Fargo Builder Index dropped to a 2 ½ -year low of 32 in June. 37% of home builders are reducing their prices, and 62% of builders are offering other incentives like mortgage buydowns. While the market favors buyers today, you must move quickly if you are looking to buy your new home. The market can shift back to the seller’s advantage quickly. Do not miss this opportunity. The market has not been in the buyers favor in over 8 years!

Home to sell?

The market is getting better for buyers, and that perfect home you were wishing for just came on the market. The problem is you need to sell your home before you can buy your new home. This is a catch-22! The market has shifted in favor of buyers, which is great for you as a buyer, but not when you have to sell your home first! FDM has the solution. The FDM Buy Before You Sell program will bridge the sale of your new home, with a guaranteed purchase of your current home. FDM will advance you the equity in your current home so you can buy your new home before you sell your current home. The FDM Buy Before You Sell Program is better than a bridge loan. There are no monthly payments. If you cannot sell your home, the Buy Before You Sell Program has already agreed to buy your home at a negotiated price! If you are looking for your new home in this market, do not let having to sell your current home delay you! The FDM Buy Before You Sell Program lets you take advantage of today’s buyer’s market without having to sell your home first!