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Sometimes, you may find that your house is a long way from becoming your home. Enter FDM’s full suite of products designed to assist you in realizing your dream. From a freshening or addition to full-scale ground-up construction, allow us to guide you through the complex world of renovation and construction lending... Read More

Service. Programs. Rates. These are the three key drivers to any mortgage company’s success, including Fidelity Direct Mortgage. Most mortgage companies today can offer these, so what is The FDM Difference? How does FDM make this ideology come to life, resulting in thousands of satisfied clients and partners? Put simply, it’s our people. Each team member that touches your loan, from consultation to closing and beyond, shares the same goal – To create a lifelong relationship with you, our valued clients. From our ability to execute on even the toughest of loans to our united commitment in delivering an unparalleled experience to all parties of the transaction, these are the key components to our longevity and success. Welcome to Fidelity Direct Mortgage. Welcome Home.

Seeds!

May 11, 2023

Spring is here. Rain is falling. The sun is out.  Spring is the time when farmers and gardeners plant seeds. Spring is also the perfect time to plant your financial garden. The first “seed” to plant is buying your first home. Homeownership is the first seed in your financial garden and growing generational wealth.  

Did you know that Homeowners have net worth 40% higher than renters? In fact, the Net Worth Gap between Renters and Homeowners has increased every year since 2010 and continues to get larger. Homeownership is your financial foundation.  70% of the average American family’s net worth is in their home.

Whose garden are you growing? Rent inflation, rising to more than 9%, significantly outpacing the actual rate of inflation. Unfortunately, rents are expected to increase throughout 2023 into 2024. Every rent payment made is fertilizer for your landlord’s financial garden. Your landlord’s financial situation improves every month, while your return on rent is ZERO!

Spring is the time to plant your first seed and watch your financial garden grow.