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First Time Home Buyer


First Time Home Buyer


Let’s Face it! Buying your first home can be challenging and confusing. But know that there is help. There are down payment assistance, loan programs, State/County tax breaks designed around First time Home buyers. Generally a person is considered a First time Home Buyer if he/she has not owned a home for past 3 years. Fidelity Direct Mortgage, LLC (FDM) offers
 

  • FHLB (Federal Home Loan Bank) Grant

  • Most county Grants

  • FDM FHA 100% Financing

  • Dreamhouse Grant

  • Credit Counseling

  • Home Possible/Homeready loan programs that reduce Mortgage Insurance and offer better interest rates

  • Community Lending Agency loans through our partners/investors

  • And many other resources


Most important thing is to discuss your options with a Licensed mortgage professional. Decide what payment you are comfortable with, generally if the mortgage payment is close or slightly higher than rent – purchase is a better financial decision. Location matters! What are your long term plans? School, access to highways, Community, Shopping, walking trails, parks – what is important to you? Always check with County zoning as to what may be in store for next phase of city/county planning.

 


The above description is very basic and does not cover all the details.  Every loan product has fine nuances, exceptions, exclusions and inclusions. To find out which loan product fits you best you should consult a Morgage Loan professional for tailoring your loan to your needs and your situation.  FDM is qualified for all these loan products and more, including grants and other unique products.

We would be honored if you pick us to be your Lender. 
Visit our  Ratings page to learn more about us and how our clients evaluate our service!

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NMLS     |     FAIR LENDER     |     FAIR HOUSING   |   CAREERS

Copyright © 2019 Fidelity Direct Mortgage LLC

Fidelity Direct Mortgage LLC NMLS #188829
NMLS#: 188829  |  http://www.nmlsconsumeraccess.org
DE License 020884 | DC License MLB188829 | FL License MLD1397 | MD License 188829 | Licensed by NJ Dept. of Banking | PA License 52469 | VA License MC-3879 | WV Broker License MB-35882 | WV Lender License ML-35797 | Licensed by the Virginia State Corporation Commission | NC License L-189983 | SC License MLS - 188829

No FDM Borrower Left Behind!

 

555 Quince Orchard Road, Gaithersburg, MD 20878

Direct:  (301) 869-6000 | (866) 527-8052  |  contact@fdmhome.com

NMLS     |     FAIR LENDER     |     FAIR HOUSING   |   CAREERS

Copyright © 2019 Fidelity Direct Mortgage LLC

Fidelity Direct Mortgage LLC NMLS #188829
NMLS#: 188829  |  http://www.nmlsconsumeraccess.org
DE License 020884 | DC License MLB188829 | FL License MLD1397 | MD License 188829 | Licensed by NJ Dept. of Banking | PA License 52469 | VA License MC-3879 | WV Broker License MB-35882 | WV Lender License ML-35797 | Licensed by the Virginia State Corporation Commission | NC License L-189983 | SC License MLS - 188829