MORTGAGE INFORMATION & RESOURCES
Home Purchase Basics
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track... Read More
Application Steps
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. Read More
Get Pre-Approved
Are you shopping for your new home? Many lenders offer a quick Pre-Qualification, basically a review of your credit report and stated income to give you an estimated loan amount. This does not provide a firm loan commitment allowing you to shop in confidence. Read More
10 Do Nots
Getting a Mortgage Loan is all about your ability to repay that loan. Even if you have a preapproval offer from a Lender it is based on an evaluation of your credit, income, debt and your assets (If you are buying a new home because you are getting married remember your spouse's credit, income, debt and assets also affect the final approval). Read More
Mortgage Glossary
Mortgage Terminology can be confusing. Do not let the terminology bog you down. Here is a list of all the terms that may be used during your mortgage process. Read More
Mortgage Education
What to know when you are buying or applying for a mortgage. We post articles frequently and what you should be focusing on and what information you need to have before you start looking for your home or apply for a mortgage Read More