Careers

There’s a reason why top-producing mortgage professionals are flocking to Fidelity Direct Mortgage. In fact, there’s many reasons. We’re growing at a record pace and would like to share with you what providing EOS (Every Opportunity for Success) might look like to you and for your business. Contact a Brand Ambassador today to begin your confidential discovery journey!

• Real-time answers (NOT 24-48 hours) for scenarios, structuring, and conditional UW questions

• Real-time pricing concessions (NOT waiting for a loan committee decision) at the closing table, if needed;

• Flexibility on rates & pricing, when needed;

• Continued Education and Support in the field as you continue to develop your business & relationships (Presentations, Meetings, Seminars, and Events).

Fidelity Direct Mortgage also offers a vast array of products, in turn offering you more opportunities to gain transactions, including:

• “Doc-To-Findings” on all products

  • NO OVERLAYS on FHA/ VA (with AUS approval);

  • MANUAL UNDERWRITES on FHA/ VA (additional conditions apply);

  • NO DTI CAPS (per AUS);

  • If the Agencies don’t require it, THEN WE DON’T EITHER.

• FDM’s own FHA 100 Program

  • 96.5% FHA 1st + 3.5% 2nd = 100% financing up to conforming limits!

  • 160% AMI – Borrower qualifying income, NOT household income!

  • 55% DTI;

  • NON-FTHB Welcome!

• Full Suite of Non-QM Products (Gain “Shelf Space” at Realtor Offices!)

  • 1-DAY-OUT Program (Significant credit events – FC/ SS/ BK)

  • NO DOC Investor Loans (DSCR down to .75)

  • Bank Statement/ P&L/ Asset Depletion Programs

  • Standard ITIN Product to 85% LTV

  • FDM LINK Program (96.5% LTV for non-Agency borrowers, including ITIN, BK, newly S/E)

• FDM is a DPA specialist offering all options, including:

  • Federal Home Loan Bank of Atlanta (FHLB);

  • Virginia Housing (formerly VHDA);

  • Maryland Mortgage Program (MMP);

  • DC Home Purchase/ Employer Purchase Assistance (HPAP/ EHAP)

  • FDM Welcome Home Grant

 

Fidelity Direct Mortgage has the infrastructure to put this all together, resulting in MORE CLOSED LOANS, including:

• Localized Operations

  • Scenario Desk/ Credit Risk/ Loan setup/ Disclosures/ Processing/ Underwriting/ Closing/ Funding/ QC/ HR/ Secondary/ IT Support

• Dedicated Loan Team

  • FDM’s Loan Team So Much More Than An LOA ™ is a dedicated full-service mortgage concierge operating within FDM and supporting all MLO-related tasks, including but not limited to qualifying, disclosing, document compilation, client & referral partner relations, processing and closing support.

• 21-DAY Closing Guarantee, at POINT-OF-SALE (on eligible originations)

Finally, Fidelity Direct Mortgage has the interest rates to capture more borrowers, and the compensation to capture more Originators & Managers:

• Thinner margins resulting in lower rates

• Higher compensation (FDM pays, on average, 35% more per loan – That’s a 35% raise to you as an Originator!)

Isn’t it time you discovered the possibilities here at Fidelity Direct Mortgage, and begin to enjoy Every Opportunity for Success? For your confidential income checkup to Learn What You Can Earn by joining FDM, please reach out anytime via the secure form below: